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I'm a lawyer in KC where this case was, and after the verdict word traveled quickly, so here's a bit of inside information for you all that are concerned about the jury's verdict or the size of the judgment: that punitive award represents six months profit for the collection company. Punitive damages are meant to do exactly what they say: punish, and ultimately deter. Her case is nowhere near unique in the facts; only in the outcome. In many of these cases, the clients are represented by legal aid, who has an entire section devoted to debt collection. One of the more troublesome issues is "zombie debt," which are debts past the statute of limitations these collection companies still try to collect on. In most cases, they'll get the case dismissed, but because so few attorneys have the balls to push hard on these cases as Mr. Slough did, these collection firms keep doing the same shit. This case, and the judgment, is a good thing, and the system worked.

What is Portfolio Recovery Associates? Is it a scam? Calling you before 8 a.m. Threatening to take action that cannot legally be taken or that is not intended to be taken. Portfolio Recovery Associates may also be using other phone numbers. If you have been receiving calls from these phone numbers or have received calls or correspondence from Portfolio Recovery Associates, contact Manta Law to determine whether your rights have been violated. We can stop the calls and may be able to recover just compensation for your harm. Is Portfolio Recovery Associates allowed to call me about my debt? A creditor or debt collector may generally call you in an attempt to collect a consumer debt from you unless you have told them to stop calling. What can I do to stop Portfolio Recovery Associates from calling me?

Called by Portfolio Recovery Associates LLC? Is Portfolio Recovery Associates attempting to collect a debt from you? Federal and state law protect consumers from debt collection harassment. No one should be calling you excessively or using abusive, profane, or threatening language to collect a debt from you. No one should be telling your friends, neighbors, or employer that you owe a debt in an attempt to embarrass you and force you to pay. No one should be threatening to take legal action that they cannot or have no intention of taking. You have rights to stop debt collection harassment. If a collector violates federal or state debt collection laws, you may be entitled to receive up to $1,000 in statutory damages, plus your attorneys’ fees and costs.

You can tell them in a phone call or a letter to cease all communications with you. Can Portfolio Recovery Associates file suit against me on my debt? If you are past due on a debt and the statute of limitations has not passed, the owner of the debt may be able to file suit against you. However, you may be entitled to certain defenses. Can Portfolio Recovery Associates garnish my bank account or wages? If a judgment has been entered against you, a judgment creditor may execute on the judgment through garnishment of your bank account or wages. However, you may be entitled to claim an exemption to the garnishment or otherwise defend against it. What if I’m on the Do Not Call Registry? In order to call a consumer on the Do Not Call Registry, the telemarketer must have either (a) prior express written consent from the consumer or (b) an established business relationship with the consumer. If your personal phone number is listed on the Do Not Call Registry and you have been called anyway in violation of law, you may be entitled to $500 in damages pre call after the first call. Manta Law is a Tampa, Florida law firm representing individuals who have been harassed by creditors and debt collectors attempting to collect consumer debts by phone, mail, text message, and email.

Source:

- https://nocollectioncalls.com
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harassment from collection agencies in canada